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Refinancing your mortgage

як Triani Jusmadi Jusmadi (2023-07-11)


 

Refinancing your mortgage in Arizona also involves closing costs, albeit usually lower than those associated with a new home purchase. The average closing costs for refinancing in Arizona range from 1.5% to 3% of the loan amount. These costs may include:

  1. Loan origination fees
  2. Appraisal fees
  3. Credit report fees
  4. Title search and insurance fees
  5. Recording fees

Keep in mind that refinancing may not always result in immediate savings, so it’s crucial to weigh the closing costs against the potential long-term benefits of a lower interest rate or a shorter loan term.