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preapproved mortgage

як Triani Jusmadi Jusmadi (2023-07-11)

Before setting foot in a potential new home, make sure you are preapproved for a mortgage. This preapproval not only determines your budget but also shows sellers that you’re a serious buyer. A lender will check your credit history, income, and debts to establish your loan amount. The average mortgage rate in the US fluctuates, but as of 2023, it’s around 3.5%.